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UK Government to introduce legislation for retrospective actuarial confirmation in pension schemes

Giorgia Carpagnano June 5, 2025

The UK Government has announced plans to introduce legislation allowing pension schemes to retrospectively obtain written actuarial confirmation that historical benefit changes met necessary standards. This move comes in response to the Court of Appeal's judgment in Virgin Media Limited v NTL Pension Trustees Limited, which highlighted uncertainties in the pensions industry regarding past benefit alteration.

The forthcoming legislation aims to provide clarity for schemes and sponsoring employers, ensuring they can plan effectively for the future.  Importantly, expected scheme obligations will remain unaffected.

The official announcement is here: https://www.gov.uk/government/news/retrospective-actuarial-confirmation-of-benefit-changes

Commentary from HPW’s Managing Director, Ray Hughes

"The government's initiative to legislate for retrospective actuarial confirmation is a welcome development for the pensions industry.  It addresses the uncertainties that arose following the Virgin Media case, providing much-needed clarity and relief for both trustees and sponsoring employers.

This move reinforces the integrity of the UK's pension framework. By ensuring that historical benefit changes are validated appropriately, we can maintain trust in the system and focus on delivering secure retirements for all members.  Hopefully, this legislation will be implemented very soon."

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